The Insurance Regulatory and Development Authority of India has informed insurance providers in India, who instruct to obtain a valid Pollution Control (PUC) certificate for the vehicle while renewing the policy.

The regulatory body said that if the PUC certificate expires at the time of the accident, the insurance companies will not cover any losses in addition.

Further, the Supreme Court had directed the insurance companies not to insure a vehicle if it fails to obtain a valid PUC certificate on the date of renewal of the policy. Thereafter, IRDAI has issued a circular to all general insurance companies to ensure that the SC order was implemented with special focus on compliance in Delhi-NCR.

In a circular issued on August 20, 2020, IRDAI read, “The Central Pollution Control Board (CPCB) has expressed concerns about the status of compliance with the directive of the Supreme Court of India in the National Capital Region (Delhi NCR). Please ensure that the directions of the Supreme Court are followed in the National Capital Territory of Delhi (Delhi NCR) with special focus on compliance. ”

A PUC certificate confirms that emissions from vehicles meet pollution control standards. Pollution standards/emissions are prescribed in all types of vehicles. A certificate provided to the vehicle owner after the test confirms that the car’s emission level is within the prescribed safe limits. Therefore, with the help of the certification, you find that the emission standard of your vehicle aligns with the pollution norms and is not harmful to the environment.

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